Terms and Conditions


Disclosure: This website is a solicitation for an auto title loan. This solicitation is not a unilateral contract or a guaranteed offer. All title loans and the amount of the title loans are subject to 1st Capital’s approval that is contingent on several underwriting factors such as a completed loan application, your employment status, monthly income and a vehicle evaluation.

Actual amount of title loan is subject to vehicle appraisal by a 1st Capital Title Loans employee and a complete application is required to be submitted and approved in-person by the party requesting a title loan. Certain limitations apply. All title loans issued by 1st Capital Title Loans are subject to customer’s ability to repay the title loan.

www.andersontitleloan.com is not an online lender. Applications are not processed or approved online. All information you submit to this website will be forwarded to the 1st Capital Title Loans office for the purposes of contacting you about a title loan. Once your information is received and processed, you will be contacted by a 1st Capital representative. Submitting your application is an agreement to be contacted by a member of our staff.

Applicable Law, Disputes, and Notice of Grievance and Opportunity to Cure

This Site is created and controlled by 1st Capital Finance of South Carolina, Inc in the State of Georgia, USA. As such, the laws of the State of South Carolina will govern these disclaimers, terms, and conditions, as well as all sales of products and services or other transactions effected through this Site and any disputes relating thereto without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our Site and these disclaimers, terms, and conditions at any time. Any dispute arising under this Agreement shall be resolved exclusively by the Court of Common Pleas in York County and federal courts of the State of South Carolina. Before initiating litigation concerning any potential dispute arising from the Agreement, you and we agree to mail a written notice to the other party, return receipt requested, to provide the other party an opportunity to resolve such grievance. Such notice shall include a proposed resolution. A party receiving such notice must mail a written offer return receipt request proposing a reasonable settlement within 30 days (or such longer period as applicable law may require). If an aggrieved party ultimately initiates litigation, and if applicable law allows, then the adjudicator shall award reasonable attorney fees, court costs, and litigation expenses to the opposing party, if the adjudicator determines the (I) aggrieved party cannot prove compliance with this paragraph or (II) opposing party timely offered a reasonable settlement.

Certain sections or pages on the Site may contain separate terms and conditions. Any such disclosures, terms, policies, or agreements are accepted as an agreement between you and us, in addition to the terms and conditions of this Agreement. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. For example, if a conflict exists, then the dispute resolution, jurisdiction, forum, and governing law provisions provided in any Loan Agreement, Credit Services Disclosure/Information Statement, Credit Services Contract, Security Agreement, Truth-In-Lending Disclosures set forth in any Loan Agreement, Title Loan Agreement, Supervised Loan Agreement, Privacy Policy notices, Notices of Adverse Action and related disclosures, federal and/or state-mandated brochures and disclosures, account and transaction information, and other disclosures and information about your account or your business relationship with us (and any third-party lender who makes a loan to you) or Application will supersede the choice of law and venue provisions provided in this Agreement.


Submitting your inquiry is an affirmation to be contacted by a member of our staff. 

1705 North Main Street

Anderson, SC, 29621

Phone: 864-222-4657

Phone: 864-222-2774

Phone: 864-222-1115