Our T & C



All of our loans are between 12 months or more with no prepayment penalty. There is no late charge if paid late. We are licensed by the State of South Carolina Board of Financial Institutions. Our rates are 300% and there is a payment calculator on the this page. We are not a payday lender. This is a solicitation for a loan. This is not a guaranteed offer and is subject to a vehicle evaluation, income verification and time at your residence and the rough wholesale value of your vehicle. Our interest rate is 25% a month which equals to 300% annually. For a loan of $601.00 you will pay 12 payments at approximately 165.36 for a total note of 1984.32. You will roughly pay back 3 times the amount you borrow in 12 months at 300%. If you are a resident of South Carolina we will charge a $15 lein fee. This is a high interest loan, if you have the ability to borrow money at a lower interest you should, you are putting your automobile at risk.

This website is a solicitation for an auto title loan. This solicitation is not a unilateral contract or a guaranteed offer. All title loans and the amount of the title loans are subject to 1st Capital Car Title Loans approval that is contingent on several underwriting factors such as a completed loan application, your employment status, monthly income and a vehicle evaluation.
Our maximum loan is $3500. Actual amount of title loan is subject to vehicle appraisal by an 1st Capital Car Title Loans employee and a complete application is required to be submitted and approved in-person by the party requesting a title loan. Certain limitations apply. All title loans issued by 1st Capital Finance of South Carolina, Inc are subject to customer’s ability to repay the title loan.

www.andersontitleloan.com is not an online lender. Applications are not processed or approved online. All information you submit to this website will be forwarded to the 1st Capital Car Title Loans office closest to you for the purposes of contacting you about a title loan. Once your information is received and processed, you will be contacted by an 1st Capital representative. Submitting your application is an agreement to be contacted by a member of our staff.

1705 North Main Street

Anderson, SC, 29621

Phone: 864-222-4657

Phone: 864-222-2774

Phone: 864-222-1115